Get paid – even when you lose. When you’re the favorite but Lady Luck isn’t around and your hand is outdrawn on the next street, your hand needs some special help – that’s where All-In Insurance comes in.
All-In Insurance is a unique feature that gives you the choice to purchase insurance for the chips you put into the pot when you go all-in.
How does All-In Insurance work?
When you go all-in as the favourite against one other player and you meet certain criteria (such as how much of a favorite you are to win the hand; for a full list see ‘When can I take All-In Insurance?’), you’ll be offered insurance against the next card that’s dealt. If you go all-in on the flop, the insurance will be initially offered for the Turn, while if you go all-in on the turn the insurance will be offered for the River.
NB – Be aware, once you commit to taking All-In Insurance on the flop, you are committed to taking it on the turn also.
The mechanics of All-In Insurance are best explained through the diagram below, which mirrors what you’ll see when using the desktop app. Let’s go through each item in the image and clarify each function:
All-In Insurance is available to you when all of the following conditions are met:
When one of your insured outs appears on the next street, you will be able to collect your insurance payment right away.
If you take All-In Insurance but win the hand, you win the pot as normal and the All-In Insurance fee (premium) is deducted from the pot when the hand ends.
The premium amount depends on both the size of the pot being insured and the odds we’ve assigned to the likelihood your opponent’s out cards will appear. The following table lists the odds associated with each circumstance in which you may be offered All-In Insurance:
|Hold'em / Rush & Cash||30||16||10||8||6||5||4||3.5||3||2.5||2.2||2||1.8||1.6||1.4||1.2||1||0.8||0.6||0.5|
|Short Deck Odds||20||9.2||6.5||4.6||3.6||2.9||2.35||1.95||1.6||1.35||1.15||0.95||0.8||0.65||0.55||0.45||0.35||0.30||0.25||0.2|